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CD SPECIAL! 3.75% APY FOR 6-MONTHS. 

CD SPECIAL! 4.25% APY FOR 12-MONTHS.

Certificate Rates

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Effective June 01, 2023 / PLEASE NOTE THE SPECIAL 6-MONTH $ 12 MONTH OFFERS! 

TERM NON-COMPOUNDING APY COMPOUNDING APY
6 MONTH 3.75%* 3.75%* 3.75% 3.78%
9 MONTH 1.95%* 1.95%* 1.95% 1.96%
12 MONTH 4.25%** 4.25%** 4.25%** 4.32**
18 MONTH 2.20%* 2.20%* 2.20% 2.22%
24 MONTH 2.30%* 2.30%* 2.30% 2.32%
27 MONTH 2.35%* 2.35%* 2.35% 2.37%
36 MONTH 2.45%* 2.45%* 2.45% 2.47%

A minimum balance of $1,000 is required to be maintained for all regular Share Certificates. A minimum balance of $300 is required to be maintained for regular Share Certificates on minor accounts (Age 0-18). SPECIAL 6-MONTH CD OFFER IS LIMITED TO $50,000 MAX PER PRIMARY MEMBER AT ANY ONE TIME. SPECIAL 12-MONTH CD OFFER IS LIMITED TO $50,000 MAX PER PRIMARY MEMBER AT ANY ONE TIME.

*Dividend payments are mandatory, but the dividends cannot remain in the account. A penalty may be imposed for early withdrawal.

** 12 month CD has 1 time penalty-free withdrawal.

IRA CERTIFICATES OF DEPOSIT

Term Minimum Balance Dividend Rate APY
LAST DIVIDEND DECLARATION DATE: March 31, 2023
IRA Share Account $25 minimum balance 0.50% 0.50%
PROSPECTIVE DIVIDEND RATE & APY: June 30, 2023
IRA Share Account $25 minimum balance 0.65% 0.65%
18-Month IRA CD $500 minimum balance 2.20%* 2.22%*
24-Month IRA CD $500 minimum balance 2.30%* 2.32%*
36-Month IRA CD $500 minimum balance 2.45%* 2.47%*
48-Month IRA CD $500 minimum balance 2.50%* 2.52%*
60-Month IRA CD $500 minimum balance 2.60%* 2.62%*

*A penalty may be imposed for early withdrawal.

Contact an Employee about applicable fees and terms.

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