Mobile deposit adds convenience. Available now in the NAECU Mobile App. HOLIDAY SCHEDULE: Offices will be closed on Friday, December 24th for Christmas. Offices will close at 12:30 PM on Friday, December 31st for New Year's Eve.

Certificate Rates

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Effective December 01, 2021

TERM	NON-COMPOUNDING	APY	COMPOUNDING	APY
6 MONTH	0.25%*	0.25%*	0.25%	0.25%
9 MONTH	0.25%*	0.25%*	0.25%	0.25%
12 MONTH	0.30%**	0.30%**	0.30%**	0.30%**
18 MONTH	0.30%*	0.30%*	0.30%	0.30%
24 MONTH	0.30%*	0.30%*	0.30%	0.30%
27 MONTH	0.40%*	0.40%*	0.40%	0.40%
36 MONTH	0.40%*	0.40%*	0.40%	0.40%

A minimum balance of $1,000 is required to be maintained for all regular Share Certificates. A minimum balance of $300 is required to be maintained for regular Share Certificates on minor accounts (Age 0-18)

The MAXIMUM for NEW CD PURCHASES, not renewals, will be $25,000.00 per member every calendar month.

*Dividend payments are mandatory, but the dividends cannot remain in the account. A penalty may be imposed for early withdrawal.

** 12 month CD has 1 time penalty-free withdrawal.

IRA CERTIFICATES OF DEPOSIT

Term	Minimum Balance	Dividend Rate	APY
LAST DIVIDEND DECLARATION DATE: September 30, 2021
IRA Share Account	$25 minimum balance	.15%	.15%
PROSPECTIVE DIVIDEND RATE & APY: December 31, 2021
IRA Share Account	$25 minimum balance	0.15%	0.15%
18-Month IRA CD	$500 minimum balance	0.30%*	0.30%*
24-Month IRA CD	$500 minimum balance	0.30%*	0.30%*
36-Month IRA CD	$500 minimum balance	0.40%*	0.40%*
48-Month IRA CD	$500 minimum balance	0.40%*	0.40%*
60-Month IRA CD	$500 minimum balance	0.45%*	0.45%*

*A penalty may be imposed for early withdrawal.

Contact an Employee about applicable fees and terms.

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