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Effective March 25th, our operating hours will be 10:00 AM to 3:00 PM through our drive thru's only. Appointments for loans, member service needs, or safe deposit box access can be made by calling your branch office. Help us to reduce exposure to COVID-19.

Certificate Rates

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Effective March 16, 2020

TERM NON-COMPOUNDING APY COMPOUNDING APY
6 MONTH 0.45%* 0.45%* 0.45% 0.45%
9 MONTH 0.45%* 0.45%* 0.45% 0.45%
12 MONTH 0.50%** 0.50%** 0.50%** 0.50%**
18 MONTH 0.50%* 0.50%* 0.50% 0.50%
24 MONTH 0.50%* 0.50%* 0.50% 0.50%
27 MONTH 0.60%* 0.60%* 0.60% 0.60%
36 MONTH 0.60%* 0.60%* 0.60% 0.60%

A minimum balance of $1,000 is required to be maintained for all regular Share Certificates. A minimum balance of $300 is required to be maintained for regular Share Certificates on minor accounts (Age 0-18)

The MAXIMUM for NEW CD PURCHASES, not renewals, will be $25,000.00 per member every calendar month.

*Dividend payments are mandatory, but the dividends cannot remain in the account. A penalty may be imposed for early withdrawal.

** 12 month CD has 1 time penalty-free withdrawal.

IRA CERTIFICATES OF DEPOSIT

Term Minimum Balance Dividend Rate APY
LAST DIVIDEND DECLARATION DATE: December 31, 2019
IRA Share Account $25 minimum balance .65% .65%
PROSPECTIVE DIVIDEND RATE & APY: March 31, 2020
IRA Share Account $25 minimum balance .40% .40%
18-Month IRA CD $500 minimum balance 0.50%* 0.50%*
24-Month IRA CD $500 minimum balance 0.50%* 0.50%*
36-Month IRA CD $500 minimum balance 0.50%* 0.50%*
48-Month IRA CD $500 minimum balance 0.60%* 0.60%*
60-Month IRA CD $500 minimum balance 0.65%* 0.65%*

*A penalty may be imposed for early withdrawal.

Contact an Employee about applicable fees and terms.