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Our 2022 scholarship recipients are Nazirah Miller ($1500) of Mae Jemison HS and Alex King ($750) of James Clemens HS. A special thank you to all scholarship applicants and best wishes for all 2022 graduates! 

Certificate Rates

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Effective May 01, 2022 

TERM NON-COMPOUNDING APY COMPOUNDING APY
6 MONTH 0.35%* 0.35%* 0.35% 0.35%
9 MONTH 0.35%* 0.35%* 0.35% 0.35%
12 MONTH 0.50%** 0.50%** 0.50%** 0.50%**
18 MONTH 0.50%* 0.50%* 0.50% 0.50%
24 MONTH 0.60%* 0.60%* 0.60% 0.60%
27 MONTH 0.65%* 0.65%* 0.65% 0.65%
36 MONTH 0.75%* 0.75%* 0.75% 0.75%

A minimum balance of $1,000 is required to be maintained for all regular Share Certificates. A minimum balance of $300 is required to be maintained for regular Share Certificates on minor accounts (Age 0-18)

The MAXIMUM for NEW CD PURCHASES, not renewals, will be $25,000.00 per member every calendar month.

*Dividend payments are mandatory, but the dividends cannot remain in the account. A penalty may be imposed for early withdrawal.

** 12 month CD has 1 time penalty-free withdrawal.

IRA CERTIFICATES OF DEPOSIT

Term Minimum Balance Dividend Rate APY
LAST DIVIDEND DECLARATION DATE: March 31, 2022
IRA Share Account $25 minimum balance 0.15% 0.15%
PROSPECTIVE DIVIDEND RATE & APY: June 30, 2022
IRA Share Account $25 minimum balance 0.20% 0.20%
18-Month IRA CD $500 minimum balance 0.50%* 0.50%*
24-Month IRA CD $500 minimum balance 0.60%* 0.60%*
36-Month IRA CD $500 minimum balance 0.75%* 0.75%*
48-Month IRA CD $500 minimum balance 0.75%* 0.75%*
60-Month IRA CD $500 minimum balance 0.80%* 0.80%*

*A penalty may be imposed for early withdrawal.

Contact an Employee about applicable fees and terms.