PLEASE NOTE that Nose/Mouth coverings and social distancing within the offices will still be required for the safety of employees, members, and guests following the expiration of the Governor's Mask Mandate. (This will be reevaluated on an on-going basis).

Certificate Rates

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Effective April 01, 2021

TERM	NON-COMPOUNDING	APY	COMPOUNDING	APY
6 MONTH	0.25%*	0.25%*	0.25%	0.25%
9 MONTH	0.25%*	0.25%*	0.25%	0.25%
12 MONTH	0.30%**	0.30%**	0.30%**	0.30%**
18 MONTH	0.30%*	0.30%*	0.30%	0.30%
24 MONTH	0.30%*	0.30%*	0.30%	0.30%
27 MONTH	0.40%*	0.40%*	0.40%	0.40%
36 MONTH	0.40%*	0.40%*	0.40%	0.40%

A minimum balance of $1,000 is required to be maintained for all regular Share Certificates. A minimum balance of $300 is required to be maintained for regular Share Certificates on minor accounts (Age 0-18)

The MAXIMUM for NEW CD PURCHASES, not renewals, will be $25,000.00 per member every calendar month.

*Dividend payments are mandatory, but the dividends cannot remain in the account. A penalty may be imposed for early withdrawal.

** 12 month CD has 1 time penalty-free withdrawal.

IRA CERTIFICATES OF DEPOSIT

Term	Minimum Balance	Dividend Rate	APY
LAST DIVIDEND DECLARATION DATE: March 31, 2021
IRA Share Account	$25 minimum balance	.20%	.20%
PROSPECTIVE DIVIDEND RATE & APY: June 30, 2021
IRA Share Account	$25 minimum balance	0.15%	0.15%
18-Month IRA CD	$500 minimum balance	0.30%*	0.30%*
24-Month IRA CD	$500 minimum balance	0.30%*	0.30%*
36-Month IRA CD	$500 minimum balance	0.40%*	0.40%*
48-Month IRA CD	$500 minimum balance	0.40%*	0.40%*
60-Month IRA CD	$500 minimum balance	0.45%*	0.45%*

*A penalty may be imposed for early withdrawal.

Contact an Employee about applicable fees and terms.

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