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Save the date of Monday, February 24th for the Annual Membership Meeting at the Holiday Inn-Research Park on University Drive at 5 PM. (In front of TopGolf). All NAECU offices will close at 4 PM on February 24th.

Certificate Rates

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Effective February 1, 2020

TERM NON-COMPOUNDING APY COMPOUNDING APY
6 MONTH 1.35%* 1.35%* 1.35% 1.36%
9 MONTH 1.40%* 1.40%* 1.40% 1.41%
12 MONTH 1.55%** 1.55%** 1.55%** 1.56%**
18 MONTH 1.65%* 1.65%* 1.65% 1.66%
24 MONTH 1.65%* 1.65%* 1.65% 1.66%
27 MONTH 1.75%* 1.75%* 1.75% 1.76%
36 MONTH 1.85%* 1.85%* 1.85% 1.86%

A minimum balance of $1,000 is required to be maintained for all regular Share Certificates. A minimum balance of $300 is required to be maintained for regular Share Certificates on minor accounts (Age 0-18)

The MAXIMUM for NEW CD PURCHASES, not renewals, will be $25,000.00 per member every calendar month.

*Dividend payments are mandatory, but the dividends cannot remain in the account. A penalty may be imposed for early withdrawal.

** 12 month CD has 1 time penalty-free withdrawal.

IRA CERTIFICATES OF DEPOSIT

Term Minimum Balance Dividend Rate APY
LAST DIVIDEND DECLARATION DATE: December 31, 2019
IRA Share Account $25 minimum balance .65% .65%
PROSPECTIVE DIVIDEND RATE & APY: March 31, 2020
IRA Share Account $25 minimum balance .60% .60%
18-Month IRA CD $500 minimum balance 1.65%* 1.66%*
24-Month IRA CD $500 minimum balance 1.65%* 1.66%*
36-Month IRA CD $500 minimum balance 1.80%* 1.81%*
48-Month IRA CD $500 minimum balance 1.80%* 1.81%*
60-Month IRA CD $500 minimum balance 2.00%* 2.01%*

*A penalty may be imposed for early withdrawal.

Contact an Employee about applicable fees and terms.