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MEMBERSHIP MONTHS! Receive $15 towards new member accounts and checking accounts PLUS you can receive $15 for referring a new member to join.

Certificate Rates

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Effective July 1, 2019

TERM NON-COMPOUNDING APY COMPOUNDING APY
6 MONTH 1.60%* 1.60%* 1.60% 1.61%
9 MONTH 1.65%* 1.65%* 1.65% 1.66%
12 MONTH 1.80%** 1.80%** 1.80%** 1.81%**
18 MONTH 1.90%* 1.90%* 1.90% 1.91%
24 MONTH 1.90%* 1.90%* 1.90% 1.91%
27 MONTH 2.00%* 2.00%* 2.00% 2.01%
36 MONTH 2.10%* 2.10%* 2.10% 2.11%

A minimum balance of $1,000 is required to be maintained for all regular Share Certificates. A minimum balance of $300 is required to be maintained for regular Share Certificates on minor accounts (Age 0-18)

The MAXIMUM for NEW CD PURCHASES, not renewals, will be $25,000.00 per member every calendar month.

*Dividend payments are mandatory, but the dividends cannot remain in the account. A penalty may be imposed for early withdrawal.

** 12 month CD has 1 time penalty-free withdrawal.

IRA CERTIFICATES OF DEPOSIT

Term Minimum Balance Dividend Rate APY
LAST DIVIDEND DECLARATION DATE: June 30, 2019
IRA Share Account $25 minimum balance .80% .80%
PROSPECTIVE DIVIDEND RATE & APY: September 30, 2019
IRA Share Account $25 minimum balance .80% .80%
DIVIDEND DECLARATION DATE July 1, 2019 – July 30, 2019
18-Month IRA CD $500 minimum balance 1.90%* 1.91%*
24-Month IRA CD $500 minimum balance 1.90%* 1.91%*
36-Month IRA CD $500 minimum balance 2.05%* 2.06%*
48-Month IRA CD $500 minimum balance 2.05%* 2.06%*
60-Month IRA CD $500 minimum balance 2.25%* 2.27%*

*A penalty may be imposed for early withdrawal.

Contact an Employee about applicable fees and terms.