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MEMBERSHIP MONTHS ARE HERE THROUGH SEPTEMBER! $25 BONUS DIVIDEND FOR NEW MEMBERS, $25 BONUS DIVIDEND FOR NEW CHECKING ACCOUNTS, & DRAWINGS EACH MONTH AMONG NEW ACCOUNTS FOR $150! NOW IS A GREAT TIME TO JOIN NAECU.   

Mortgage Rates

We no longer have a Loan Origination fee on mortgage loans!

The Credit Union has also 30-year Conventional, VA, FHA, USDA, & other programs through our mortgage partner.  

RATES EFFECTIVE July 1, 2024

Type of Mortgage Duration APR Payment
Fixed Rate First Mortgage 15 years 5.75% $8.00 per $1,000 borrowed
Fixed Rate First Mortgage 20 years 5.99% $7.00 per $1,000 borrowed
Fixed Rate Land Loans 15 years 7.35% $10.00 per $1,000 borrowed
Fixed Rate Land Loans 20 years 7.60% $9.00 per $1,000 borrowed
Fixed Rate Easy Equity 36 month as low as 5.35% $31.00 per $1,000 borrowed
Fixed Rate Easy Equity 60 month as low as 5.60% $20.00 per $1,000 borrowed
Fixed Rate Easy Equity 84 month as low as 6.35% $15.00 per $1,000 borrowed
Fixed Rate Easy Equity 120 month as low as 6.60% $12.00 per $1,000 borrowed
Fixed Rate Easy Equity 180 month as low as 7.10% $10.00 per $1,000 borrowed

NMLS #634521