NAECU is here to help you in any way we can! Should you have any accessibility issues with our site please call us during business hours at 256-534-2423 and we will personally assist you with anything you need.
NAECU logo

Our 2022 scholarship recipients are Nazirah Miller ($1500) of Mae Jemison HS and Alex King ($750) of James Clemens HS. A special thank you to all scholarship applicants and best wishes for all 2022 graduates! 

Mortgage Rates

We no longer have a Loan Origination fee on mortgage loans!

Effective May 11, 2022

Type of Mortgage Duration APR Payment
Fixed Rate First Mortgage 15 years 4.25% $8.00 per $1,000 borrowed
Fixed Rate First Mortgage 20 years 4.50% $7.00 per $1,000 borrowed
Fixed Rate Land Loans 15 years 5.50% $8.00 per $1,000 borrowed
Fixed Rate Land Loans 20 years 5.60% $7.00 per $1,000 borrowed
Fixed Rate Easy Equity 36 month as low as 3.50% $30.00 per $1,000 borrowed
Fixed Rate Easy Equity 60 month as low as 3.75% $19.00 per $1,000 borrowed
Fixed Rate Easy Equity 84 month as low as 4.50% $14.00 per $1,000 borrowed
Fixed Rate Easy Equity 120 month as low as 4.75% $11.00 per $1,000 borrowed
Fixed Rate Easy Equity 180 month as low as 5.25% $9.00 per $1,000 borrowed

NMLS #634521