NAECU is here to help you in any way we can! Should you have any accessibility issues with our site please call us during business hours at 256-534-2423 and we will personally assist you with anything you need.
NAECU logo

Why pay MORE? NAECU has fixed auto loan rates as low as 3.25% APR for new and used vehicles on terms to 72 months. Visit our LOAN RATES page for details.

Mortgage Rates

We no longer have a Loan Origination fee on mortgage loans!

Effective September 1, 2019

Type of Mortgage Duration APR Payment
Fixed Rate First Mortgage 15 years 4.00% $7.25 per $1,000 borrowed
Fixed Rate First Mortgage 20 years 4.10% $6.00 per $1,000 borrowed
Fixed Rate Land Loans 15 years 5.00% $8.00 per $1,000 borrowed
Fixed Rate Land Loans 20 years 5.10% $6.75 per $1,000 borrowed
Fixed Rate Easy Equity 36 month as low as 3.25% $29.00 per $1,000 borrowed
Fixed Rate Easy Equity 60 month as low as 3.50% $18.00 per $1,000 borrowed
Fixed Rate Easy Equity 84 month as low as 4.25% $14.00 per $1,000 borrowed
Fixed Rate Easy Equity 120 month as low as 4.75% $10.00 per $1,000 borrowed
Fixed Rate Easy Equity 180 month as low as 5.25% $8.00 per $1,000 borrowed

NMLS #634521