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April is Youth Month! $25 bonus dividend on all new youth accounts & new youth checking accounts. All new youth checking accounts opened during April will be eligible for a drawing to win $100. Special CD offers for all youth members PLUS a drawing among all youth accounts to win $100. 

Membership Eligibility

We would LOVE to have you as a member of North Alabama Educators Credit Union! If interested please click the button link to securely submit your information for membership. For any text boxes that do not apply please just notate “N/A” in that box. Thank you!

Submit Membership Information

Thank you for your interest in North Alabama Educators Credit Union!

For eligible members, a $5.00 share deposit in our regular shares is all that is required for credit union membership. There is no initial fee for joining the credit union. There are no ongoing fees to remain a member.

Eligibility for North Alabama Educators Credit Union is available through a variety of methods. The following is a list of groups eligible for membership in North Alabama Educators Credit Union; (Employees unless otherwise stated)

  • 1 on 1 Technical College
  • Athens Bible School
  • Athens City Schools
  • Athens State University (Employees & Students)
  • Calhoun Community College (Employees & Students)
  • Child Development Center
  • City of Athens
  • Decatur City Schools
  • Family Heritage (Insurance)
  • Faulkner University
  • Federal-Mogul
  • Grace Lutheran School
  • Highland Christian Academy
  • Huntsville City Board of Education
  • Huntsville City Schools
  • Huntsville Rehabilitation Center
  • J.F. Drake Technical College
  • Limestone County Board of Education
  • Limestone County Schools
  • Madison Academy
  • Madison City Schools
  • Madison County Board of Education
  • Madison County Schools
  • Mallory / Aero-M
  • North Alabama Skills Center
  • NTA, Inc.
  • Randolph School
  • T & C Stamping
  • Technology Plus of Alabama
  • Tennessee Valley Rehabilitation Center
  • Virginia College of Huntsville (Hsv. & B'ham Employees & Students)
  • WBHP Radio
  • WDRM Radio
  • Westminster Christian School

If you are an employer and would like to offer the benefit of credit union membership for your employees, please contact a member service representative at 256-534-2423.


Routing Number for North Alabama Educators Credit Union is #262275783.

MemberLink Audio Response: 1-800-945-8815

Debit Card Lost or Stolen: Monday-Friday: 8:00 AM-5:00 PM 1-800-547-8172
Nights and Weekends: 1-800-528-2273 International: 1-812-647-9794
For responding to a call or text on suspected fraud on your MasterCard Debit Card, please call 1-800-889-5280.

Debit Card Chargeback Center: 1-800-808-6402 (For Disputed Debit Transactions)

Need to provide Proof of Insurance on a Collateral Loan (other than real estate)? You can submit information online at or Proof of Insurance can be faxed to 256-533-3575.