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Savings Dividend Rates

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Account Type	Dividend Rate	APY Rate
LAST DIVIDEND DECLARATION DATE: September 30, 2026
Share Accounts $100 minimum Average Daily Balance	0.25%	0.25%
Club Accounts	0.25%	0.25%
Round Up Accounts (Debit Card Transactions) $0.01-$2,500.00 Average Daily Balance	2.25%	2.25%
Round Up Accounts (Debit Card Transactions) $2,500.01 and above Average Daily Balance	.25%	.25%
Super Shares Account Rate based on Average Daily Balance over Period of $2,000 to $9,999.99	1.25%	1.26%
Super Shares Account Rate based on Average Daily Balance over Period of $10,000 to $49,999.99	1.50%	1.51%
Super Shares Account Rate based on Average Daily Balance over Period of $50,000 and above	1.75%	1.76%
PROSPECTIVE DIVIDEND RATE & APY: December 31, 2026
Share Accounts $100 minimum Average Daily Balance	0.35%	0.35%
Club Accounts	0.35%	0.35%
Round Up Accounts (Debit Card Transactions) $0.01-$2,500.00 Average Daily Balance	2.25%	2.27%
Round Up Accounts (Debit Card Transactions) $2,500.01 and above Average Daily Balance	.35%	.35%
Super Shares Account Rate based on Average Daily Balance over Period of $2,000 to $9,999.99	1.35%	1.35%
Super Shares Account Rate based on Average Daily Balance over Period of $10,000 to $49,999.99	1.50%	1.51%
Super Shares Account Rate based on Average Daily Balance over Period of $50,000 and above	1.85%	1.86%
PROSPECTIVE DIVIDEND RATE & APY: OCTOBER 31, 2026
Christmas Club Account	0.65%	0.65%
Christmas Club Last Declared Dividend Rate & APY for October 31, 2025	0.75%	0.75%