| Account Type | Dividend Rate | APY Rate |
|---|---|---|
| LAST DIVIDEND DECLARATION DATE: December 31, 2024 | ||
| Share Accounts $100 minimum balance |
0.35% | 0.35% |
| Club Accounts | 0.35% | 0.35% |
| Round Up Accounts (Debit Card Transactions) $0.01-$2,500.00 |
2.25% | 2.25% |
| Round Up Accounts (Debit Card Transactions) $2,500.01 and above |
.35% | .35% |
| Super Shares Account Rate based on Average Daily Balance over Period of $2,000 to $9,999.99 |
1.45% | 1.46% |
| Super Shares Account Rate based on Average Daily Balance over Period of $10,000 to $49,999.99 |
1.50% | 1.51% |
| Super Shares Account Rate based on Average Daily Balance over Period of $50,000 and above |
1.65% | 1.66% |
| PROSPECTIVE DIVIDEND RATE & APY: March 31, 2025 | ||
| Share Accounts $100 minimum balance |
0.25% | 0.25% |
| Club Accounts | 0.25% | 0.25% |
| Round Up Accounts (Debit Card Transactions) $0.01-$2,500.00 |
2.25% | 2.27% |
| Round Up Accounts (Debit Card Transactions) $2,500.01 and above |
.25% | .25% |
| Super Shares Account Rate based on Average Daily Balance over Period of $2,000 to $9,999.99 |
1.45% | 1.46% |
| Super Shares Account Rate based on Average Daily Balance over Period of $10,000 to $49,999.99 |
1.50% | 1.51% |
Super Shares Account Rate based on Average Daily Balance over Period of $50,000 and above | 1.65% | 1.66% |
| PROSPECTIVE DIVIDEND RATE & APY: OCTOBER 31, 2025 | ||
| Christmas Club Account | 0.75% | 0.75% |
| Christmas Club Last Declared Dividend Rate & APY for October 31, 2024 | 0.85% | 0.85% |
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The Supervisory Committee is performing an account verification. If any of the information appearing on your statement is incorrect, respond in writing to the following address: Supervisory Committee, North Alabama Educators Credit Union, P.O. Box 247, Byron Center, Michigan 49315. Please do not send deposits or loan payments to this address.