NAECU is here to help you in any way we can! Should you have any accessibility issues with our site please call us during business hours at 256-534-2423 and we will personally assist you with anything you need.
NAECU logo

Why pay MORE? NAECU has fixed auto loan rates as low as 3.25% APR for new and used vehicles on terms to 72 months. Visit our LOAN RATES page for details.

Savings Dividend Rates

Apply Now (opens in new window)

Account Type Dividend Rate APY Rate
LAST DIVIDEND DECLARATION DATE: September 30, 2019
Share Accounts
$100 minimum balance
0.55% 0.55%
Club Accounts 0.55% 0.55%
Super Shares Account
Rate based on Average Daily Balance over Period of $2,000 to $24,999.99
0.80% 0.80%
Super Shares Account
Rate based on Average Daily Balance over Period of $25,000 and above
0.90% 0.90%
PROSPECTIVE DIVIDEND RATE & APY: December 31, 2019
Share Accounts
$100 minimum balance
0.40% 0.40%
Club Accounts 0.40% 0.40%
Super Shares Account
Rate based on Average Daily Balance over Period of $2,000 to $24,999.99
0.65% 0.65%
Super Shares Account
Rate based on Average Daily Balance over Period of $25,000 and above
0.75% 0.75%
DIVIDEND DECLARATION DATE: OCTOBER 31, 2018
Christmas Club Account 0.30% 0.30%
Prospective Rate For October 31, 2019 0.65% 0.65%